Explore. Learn. Choose Better.
How to Get the Best Health Insurance Quotes – Tips and Tricks

"Why Does My Health Insurance Cost So Much — and Still Cover So Little?"

Paying $800/month for insurance and still getting surprise bills? Learn why the system fails middle-class Americans—and what smarter options you actually have. ...more

Health Insurance Tips

May 13, 2025•2 min read

STILL NOT SURE?

Frequently Asked Questions

Will I qualify for Private Health Insurance?

You don’t have to be an olympic athlete by any means, but if you are in relatively good health then you should be a strong candidate. Of course individual considerations will be made, but if you don’t have any major pre-existing conditions such as cancer, heart attack, stroke, or diabetes then a private plan may be right for you!

Does it have to be "Open Enrollment" to be able to sign up for Private Insurance?

This only applies to Marketplace/ACA/Obamacare plans and Employer sponsored plans. Private plans are available year-round! There are no limitations of when you can get on and off of a private plan.

Isn't Private Health Insurance really expensive?

It is much less expensive than you think! Since the rates for private healthcare are based on health, and not your income, you will generally see lower prices AND better benefits if you can qualify. Most clients save anywhere from $1200-3600 per year!

Can I cancel anytime?

Yes, there are no contracts for any type of health insurance plan, besides employer coverage. You can cancel at anytime for both the public and private health insurance plans.

Testimonials

Tanya M

Michael Freese is very knowledgeable and answered all my questions and concerns, either over the phone or text messages. I definitely recommend him for your insurance needs!

Josh R

He went so far above and beyond what I could have ever expected and I'm so unbelievably grateful. My case was handled so professionally, with Michael guiding me every step of the way. Incredible.

Ademola A

I received help finding great insurance in the most professional way from Michael! He was understanding and patient and explained my plan in detail! If you need health insurance you’re in great hands!