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Featured · Health Insurance Tips
Paying $750–$1,100 a month as a couple? See if you're overpaying and compare private PPO plans side-by-side with ACA options.
Paying too much for health insurance and still out-of-pocket? Get a free plan comparison built for your income, health, and coverage needs.
Think your plan is affordable? Discover the hidden costs buried in low-premium plans — sky-high deductibles, surprise bills, and out-of-network fees.
Confused by coinsurance, copays, or surprise medical bills? A quick guide to what you actually pay for and how to make sense of it all.
Paying $800/month and still getting surprise bills? Learn why the system fails middle-class Americans and what smarter options you actually have.
Still not sure?
You don't have to be an olympic athlete — if you're in relatively good health you should be a strong candidate. Individual considerations are made, but without major pre-existing conditions like cancer, heart attack, stroke, or diabetes, a private plan may be right for you.
Open enrollment only applies to Marketplace/ACA/Obamacare plans and employer-sponsored plans. Private plans are available year-round with no limitations on when you can join or leave.
It's much less expensive than you think. Since private healthcare rates are based on health, not income, you'll generally see lower prices AND better benefits if you qualify. Most clients save $1,200–$3,600 per year.
Yes — there are no contracts for any type of health insurance plan besides employer coverage. You can cancel at any time on both public and private plans.
Testimonials
Michael Freese is very knowledgeable and answered all my questions and concerns, either over the phone or by text. I definitely recommend him for your insurance needs!
He went above and beyond what I could have expected — I'm so grateful. My case was handled professionally, with Michael guiding me every step of the way. Incredible.
I received help finding great insurance in the most professional way from Michael! He was patient and explained my plan in detail. If you need health insurance, you're in great hands.
